With the cost of a dental visit for a routine checkup and cleaning well in excess of $100, often more than $200 when x-rays are involved, it’s no wonder that dental insurance is the next most requested benefit after health. Unfortunately, in the current economy many companies have had to cut back on dental benefits and many more are considering dropping dental altogether. We are here with great news! If you currently have a dental plan we can show you how, to continue offering dental to your employees while significantly reducing your costs. Our experience shows at least 30% of employees will eagerly enroll in completely voluntary dental insurance. These voluntary plans have low (3 enrolled) minimum participation requirements and are true dental insurance, not discount programs.
We believe that, at a minimum, a dental insurance plan should cover routine checkups and cleanings every six months with no out of pocket cost and provide basic services such as fillings with only minimal cost. Different plan designs can go beyond that to include major work (such as root canals and crowns), generally at 50%. Depending upon your group size and the type of plan you select you may also even offer orthodontia coverage (most plans require a minimum of 10 employees for orthodontia).
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